Complete Medicare Consultation & Sales

Independent agency representing all carriers

We have direct contracts with all of the top-rated insurance carriers in the Medicare marketplace to ensure that our customers get the best plans for their individual needs.

Over 25 years of professional experience

As in most professions there's rarely a suitable substitue for good ole fashioned experience. It tends to produce the most desirable and steadfast results.

Thousands of safisfied customers and counting

Relationships are the heart of any good business and many of my clients send me Christmas cards if that says enough here. They are family to me!

Turning 65

Congratulations! As an American citizen, you are now duly eligible to receive your government health coverage that you've been paying for all your working years.

Confusing TV Ads...

Everything seems FREE and easy in TV land, especially with Joe Namath as your guide. But reality is explained more responsibly in the Summary of Benefits (SOB).

Losing Group Coverage

This event will trigger a Special Election Period (SEP) in which during a defined period we can find other guaranteed coverage.

Penalties for Waiting...

There are many rules associated with Medicare coverage, including penalties for not signing up for coverage when you are first eligible.

Health Coverage (Under 65)

The so-called Affordable Care Act (ACA) has utterly changed all the rules in recent years. But there does remain some good options in the marketplace.

Networks (Doctors & Hospitals)

Many of the Medicare plans have restrictive networks of doctors and hospitals that you must use (HMO). And these networks are constantly changing.

OCT

JAN

Annual Election Period (AEP)

Every year between October 15th and December 7th individuals in Medicare Advantage and Prescription Drug Plans can shop available plans and change to a different plan if desired.

Open Enrollment Period (OEP)